Multisig means multiple keys must cooperate to spend. Timelocks add “not before” constraints. Together they power vaults, inheritance designs, and Lightning’s security model.
Why this matters
Shared custody without multisig is usually a single point of failure. Lightning’s justice system depends on relative timelocks. Builders who blur absolute vs relative time create unsafe contracts.
Analogy
Multisig is a safe deposit box needing two keys. A timelock is a time-delay lock that refuses to open until a date, or until enough time has passed since the box was last sealed.
Multisig patterns
Classic Script uses OP_CHECKMULTISIG for on-chain m-of-n. Modern approaches often prefer Taproot + MuSig2 so cooperative spends look like single-sig.
Policy example: 2-of-3 keys OR (1 key after 90 days)Loading diagram…